Some of the paperwork that will be needed to process mortgage


To help you get started, here are some of the most common documents you will give to your lender. Having these ready could help your mortgage application go as quickly and smoothly as possible.

  • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income

  • Names/addresses of employers for two years

  • W-2s for two years

  • One to two years of tax returns

  • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker

  • Bank statements for two to three months

  • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years

  • Proof of pension income, if applicable

  • Social Security and Disability payments, if applicable

  • Dividend earnings

  • Bonuses

  • Child support 1  or alimony 1  payments (optional for you to disclose)

  • A copy of earnest money deposit

  • Information on debts such as car loans, student loans and credit cards

  • Security accounts (stocks, bonds, life insurance)